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Fairbanks, Alaska

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Ward Merdes
Ward Merdes
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Why Talking To Insurance Adjusters After A Crash Is Dumb

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If you read or watch the news, you've probably heard of shaken baby syndrome. Rather than count to five, meditate, leave the room, or take another proactive measure, an angry parent or babysitter will sometimes throttle a screaming child. According to Medline Plus, as little as five seconds of shaking a child's brain back-and-forth in its skull can cause permanent brain damage or death. It can also lead to seizures, sleepiness, vomiting, loss of consciousness, and vision problems.

Guess what, a car accident can have the same effect on an adult. God built our double helix DNA to carry us at about 10 mph, anticipating we'd be chasing a yak with a stick. He didn't have in mind our 6000 lbs. cars, smashing into each other at 30, 40, or 50 mph.

"A serious brain injury can stick with you for life," per WebMD. "Problems thinking, moving, and controlling your emotions may not go away, especially if you've taken many hits to the head (from sports, for example). There's some evidence that having a TBI increases your risk for Alzheimer's disease, Parkinson's, and other brain disorders as you get older."

And, after a car accident, a person is likely to be taking painkillers that can further inhibit one's reasoning. That being said, is this really when you want to spar with an insurance adjuster who is trained and paid to screw you out of money?

Don't give an insurance adjuster a recorded statement until after you've spoken with a personal injury lawyer and are off your meds.

Oh yeah, and slow the heck down out there. It's icy.

/s/ Your Grumpy Uncle, Ward Merdes